Homeowners Specified Peril Program

Safe Insurance Company offers a “Specified Peril” Homeowner policy for owner-occupied residences. This packaged policy form provides Actual Cash Value (ACV) coverage for the dwelling, other structures, and personal property, as well as coverage for loss of use, medical payments to others, and personal liability. Many endorsements or options are available and can be tailored to meet individual needs such as replacement costs on contents. By specifically naming the perils for which you are insured, you will have a precise understanding of what is covered. Safe also provides coverage for homes with wood burning fireplaces or stoves when installed properly.